Posts with tag 'Mortgage'
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Bend Oregon Housing Market Trends for October 2026
Bend Oregon Housing Market Trends for October 2026
The Bend housing market slowed further in October 2026 as mortgage rates averaging approximately 7.3% reduced buyer purchasing power and kept many financed buyers on the sidelines.
The median sales price declined 3.6%, closed sales fell 16.8%, and pending sales dropped 17.4% compared with October 2025. At the same time, cash purchases increased sharply and represented nearly 40% of completed sales.
These numbers do not indicate a housing crash or an oversupply of Bend homes. They show a market constrained by affordability, with fewer buyers able or willing to purchase at today's combination of home prices and borrowing costs.
For current statistics, previous monthly reports and a broader explanation of local conditions, visit our Bend Oregon Real Estat...
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Buying New Construction in Bend, Oregon? Look Beyond the Builder's Incentives
Buying New Construction in Bend, Oregon? Look Beyond the Builder's Incentives
Mortgage rate buydowns, adjustable-rate loans, upgrades and independent representation: what Central Oregon buyers should know before signing a builder's contract.
Buying a newly constructed home in Bend or elsewhere in Central Oregon can be appealing. Modern floor plans, energy-efficient features, attractive finishes and the opportunity to move into a home that has never been occupied are compelling advantages. And in today's housing market, builders may offer another incentive: financing packages designed to make the monthly payment more attractive.
But a lower advertised mortgage rate does not necessarily mean you're getting the best overall deal.
Before purchasing a new-construction home, buyers should understand how builder incentives work, what can be...
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Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?
Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?
Mortgage rates remain one of the biggest obstacles facing Bend homebuyers. Freddie Mac reported that the average 30-year fixed mortgage rate was 6.71% on September 3, 2026. At the same time, 44.7% of Bend single-family home sales in August included a seller concession, with an average concession of $7,400.
Rate update — October 26, 2026: The national average 30-year fixed mortgage rate dropp...
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Bend Oregon Real Estate | April 2026 Trends
Bend Oregon Real Estate | April 2026 Trends
Prices Pull Back While Buyer Activity Holds Steady
April 2026 shows a Bend real estate market that is adjusting—not collapsing. Pricing has come off noticeably from a year ago, but buyer activity remains stable and, in some areas, quietly improving. The result is a more balanced market where properly priced homes are still moving, while aspirational pricing is getting corrected.
Quick Market Snapshot – April 2026
- Median Sal...
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What Happens in the First 7 Days After Your Home Hits the Market in Bend?
What Happens in the First 7 Days After Your Home Hits the Market in Bend
When a home hits the market in Bend, most sellers assume the process unfolds over weeks or even months. Showings build, interest develops, and eventually the right buyer appears.
That's not how it works anymore. In today's market, the first seven days carry disproportionate weight. This is when buyers are paying the closest attention, when new inventory is evaluated, and when a home either gains momentum—or misses it.
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